The new 90% loss cap means even break-even bettors can get a tax bill. PhantomTax shows your real 2026 liability across every sportsbook — in about two minutes.
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The 2026 tax law (OBBBA) caps gambling-loss deductions at 90%, and sportsbooks now report net winnings over $2,000 to the IRS. The result is "phantom income": bettors who broke even — or lost — getting surprise bills. Most never see it coming.
Import your bet history (CSV) or enter totals by sportsbook
We compute your 90%-cap liability and per-state breakdown
See exactly what to set aside before April
No — PhantomTax gives an estimate to help you plan. Confirm anything official with a tax professional.
You can import a CSV from any book or enter totals manually. We are adding direct imports for the major books.
Ahead of the 2026 filing season. Join now to get in first and lock the early price.
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